A variety of professional liability products are available in the US from the professional liability operations of XL Insurance; the brand name for XL Capital's insurance operations (XL).  

For products outside the US, please see our Global Professional Products list.

We provide professional indemnity, directors and officers liability insurance, employment practices liability and management liability on both a primary and excess basis. Our team is one of the top professional liability underwriting groups in the world. Our clients are Fortune International 1000 companies, who count on our underwriting expertise and superior financial strength.

XL provides professional liability insurance solutions that minimize risk through tailored products, meticulous service and a focus on long-term partnerships with clients. We bring industry-leading expertise, service, creativity and financial strength to professional liability insurance. Because of our focus on specific lines of business and customer segments, our insurance professionals have become some of the leading experts in the markets we serve.

Our underwriters work closely with on-staff experts who are familiar with economic, legal and other trends in the industries they serve. This high degree of specialization means that we can tailor programs to customer needs fitting the policy and program to the client, not the client to the program and policy.

Our philosophy focuses on responsiveness, innovative coverages and fair and efficient claims handling. We intend to be the best at what we do. That's why we have among the highest service standards in the industry, including standards for quote turnaround time, policy issuance, claims resolution and access to staff.